As the Head of Risk for the organization, we are looking for an individual who is highly qualified and enthusiastic about making a significant impact. Become a member of a dynamic, fast-paced team with big dreams and goals

Responsibilities:

Directly reporting to the CEO, this position is responsible for identifying, assessing, and reducing/ mitigating risks to the organization by:

• Characterizing potential risks and assessing the vulnerability of critical assets to specific risks
• Conducting Risk analysis and modeling to assess probability of specific risks occurring and evaluate/value the impact/consequences of occurrence
• Developing process and procedures to report on, manage and mitigate risks to acceptable levels
• Internal and external stakeholder reporting, including regulatory reporting

 Minimum Requirements:

• Preference will be given to candidates with at least 10 years' experience in the area of risk management in either a banking or financial organization, with particular emphasis on managing credit risk for consumer lending businesses.
• Proficiency in English and Indonesian (both written and verbal) is required
• Self-starter with a creative mind, a strategic mindset, and the ability to execute and accomplish tasks in a timely manner.
• A highly skilled leader, with excellent interpersonal and communication skills, strong judgement and charisma, as well as a positive attitude.
• Have experience working under pressure in a fast-paced, results-driven start-up environment.
  - Experience in portfolio management, line management, and risk segmentation in order to identify and manage potential credit risks and opportunities
  - Experience in developing risk scorecards and risk acceptance criteria for all credit products, both internal and partnership-based
• Experience in portfolio management, line management, and risk segmentation in order to identify and manage potential credit risks and opportunities
• Experience in developing risk scorecards and risk acceptance criteria for all credit products, both internal and partnership-based

Responsibilities:

• Take ownership in developing, releasing, maintaining, and improving all aspects of JULO’s Android app according to the committed deadline.
• Analyze and systematically approach requirements and bugs reported, always coming up with practical short term and long term solutions that minimize complexity and maximize value.
• Design and build modular components and reusable subsystems using various suitable tools, cloud services, and libraries to increase the app quality and increase the efficiency of development.
• Include security, maintainability, reusability, and testability when developing software solutions and code reviewing.
• Factor mobile device OS system internals, data storage, computing and memory usage in the produced software solution.
• Identify things that can go wrong early but also investigate bugs and crashes reported in production.
• Apply and tailor software development concepts and Android best practices and share expertise to the team.
• Work closely with other JULO engineers, products, data scientists, operations.

Minimum Requirements:

• Engineering/Computer/IT degree with 3 years of diverse software development experience and teams and 2 years of Android app development.
• Highly skilled in developing, testing, debugging, and troubleshooting with any of these programming languages: Kotlin, Java.
• Highly skilled in developing, testing, debugging, and troubleshooting with any of these advanced Android development: custom view & fancy layouting, unit tests in Android, MVVM & MVP patterns, async task handling with RxJava or Kotlin Coroutines.
• Highly skilled in debugging and troubleshooting backend services especially API layer and complex real world database structures in SQL.
• Highly skilled in all kinds of development tools that brings source code in a text file to running code in production. Once such tool is Firebase Crashlytics.
• Experience in agile development process and applications such as Jira.
• Great team player, have excellent work ethics, and have solid technical communication skills in English.
• Based in Jabodetabek.

Responsibilities:
- Work closely with the product development teams and engineers to understand their priorities and their technical problems to solve and working together with the other team leads on strategies and planning.
- Work on new components as well as legacy systems.
- Work in core systems, CICD pipeline tools, and observability & alerting tools.
- Work on the production environment as well as development environments.
- Lead infra engineers to deliver improvements in infrastructure and tools to:
- Allow all engineers to develop, test, and deploy software products more rapidly and consistently (DevOps).
- Ensure they are stable and scalable with growing traffic and sufficiently monitored (SRE).
- Allow all engineers to troubleshoot and analyze production issues quickly (SRE)

For each project assigned to your engineers:
- do project planning and be actively involved in the technical design and analysis, manage and update the progress, and be accountable for every delivery.
- Actively involved in all stages of the development process for all technical projects solving engineers’ obstacles to ensure timely and quality delivery.
- Actively involved in hands-on implementation whenever needed (about 20-40% of your time) such as occasionally writing the initial codebase so other engineers can follow and build upon it.
- Identify things that could go wrong before engineers start implementing but also willing to be hands-on with the team investigating ugly production bugs.
- For each infra component and tool owned by your team
- Ensure security controls are being planned and implemented.
- Ensure monitoring and alerting are put in place.

For incidents or vulnerabilities reported
- Manage and participate in responding and resolving infrastructure and tool issues reported in development as well as in production.
- Manage and participate in on-call activities in and outside of working hours to respond, investigate for RCA, and escalate real issues in production.
- Ensure RCA is always done, is clearly documented and lessons learned applied.

For the team,
- Ensure all engineers apply and tailor software development concepts and best practices.
- Do regular 1-1s with the other engineers to ensure their work is aligned with business goals and still motivating to them.

For each engineer,
- Define technical areas and concrete goals for them to achieve and keep track of the progress, and give support as needed.
- Understand the capabilities of each engineer, mentor them as effective developers, and allow them to raise their technical expertise.
- Help with hiring: help screen profiles, take part in interviews, review case study, and share feedback and recommendations.

Minimum Requirements:

- 5-10 years of experience designing, building, and scaling software cloud infrastructure and CICD and monitoring tools for large and high throughput public facing web services.
- 3-5 years of experience leading and growing technical teams to deliver values.
- Great team player, have excellent work ethic, self organized, and can manage time well.
- Possess excellent problem solving skills, ability to break down problems and explain complex concepts, strong attention to detail.
- Have deep knowledge and long working experience in:
- Both the DevOps and SRE culture, practices, and skills.
- Linux based OS, working in shell, and with open source tools.
- Data storages and databases, especially PostgreSQL.
- Tooling for monitoring and alerting, especially Grafana, Prometheus, Datadog, and EFK.
- Infrastructure-as-code, such as Ansible, Kubernetes, Terraform, and plain Shell scripting.
- Complex networking and API gateways, especially Kong and Nginx.
- In-memory databases like RabbitMQ, Redis, and Kafka.
- Cloud platforms and cloud native architecture
- Have excellent written communications skills to be able to articulate the detailed information among team members and also externally to non-technical groups.
- Able to communicate in English both verbally and in writing.

Responsibilities:

• Leading the research and analysis of the competitive landscape, customers, product metrics, and latest internet trends to identify and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth and conversion.
• Scope, document, communicate and prioritize activities based on business and customer impact.
• Working closely with engineering, marketing, finance, operations, and external stakeholders to implement new features and enhancements within agreed timeframes.
• Act as a product evangelist to build awareness and understanding.

  Minimum Requirements:

• At least a Bachelor's degree in Computer Science, Engineering or other technical field from top local or overseas universities with min GPA 3.5 on a 4.0 scale, MBA is a plus
• 7+ years of experience Product Management experience including 2+ years of leading a team
• An exceptional CAN-DO attitude and be deeply self-motivated
• Proven ability to develop product and marketing strategies and effectively communicate recommendations to executive management
• Excellent analytical and problem-solving skills and strong intuitions of user behaviors
• A data driven approach to decision making and a strong drive to make things happen.
• Able to take accountability for projects and drive end to end execution
• Passion in making the world better through technology

Responsibilities:

• Leading the research and analysis of the competitive landscape, customers, product metrics, and latest internet trends to identify and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth and conversion
• Translate product strategy into detailed requirements and prototypes
• Scope and prioritize activities based on business and customer impact
• Working closely with engineering, marketing, finance, operations, and external stakeholders to implement new features and enhancements within agreed timeframes
• Act as a product evangelist to build awareness and understanding

  Minimum Requirements:

• At least a Bachelor's degree in Computer Science, Engineering or other technical field from top local or overseas universities with min GPA 3.5 on a 4.0 scale, MBA is a plus
• 3+ years of experience at a top tier management consulting, multinational tech company, or tech startup; OR 3+ years of Product Management experience
• An exceptional CAN-DO attitude and be deeply self-motivated
• Solid technical background with understanding and/or hands-on experience in software development and web technologies is preferred
• Proven ability to develop product and marketing strategies and effectively communicate recommendations to executive management
• Excellent analytical and problem-solving skills and strong intuitions of user behaviors
• A data driven approach to decision making
• A strong drive to make things happen, charisma, and ability to influence
• Passion in making the world better through technology

Responsibilities:

• Identify financial, safety or security risks that the client company or organization may face
• Prepare action plans to decrease risk factors
• Gather confidential financial information from client such as income, assets and debts
• Manage company insurance policies
• Perform risk evaluation, which assesses the way the company previously handled risks
• Make risk-avoiding adjustments to current methods of operation in order to minimize their future risks
• Prepare a risk-management budget
• Provide training and certification for organization staff so that they can be aware of risks and try to avoid them

Minimum Requirements:

• Professional Risk Manager (PRM) certification may be beneficial
• Thorough understanding of the business or organization's goals and valuesComputer, data entry and MS Office skillsExcellent communication skills, both written and spoken
• Ability to handle private, sensitive, confidential information appropriately
• You pay strong attention to detail and organization
• Strong working knowledge of risk management and previous experience working with risk (i.e. risk assistant or risk analyst)
• Solid research skills using the internet and first-person interviews
  Experience working with insurance policies

 Minimum Requirements:

• Professional Risk Manager (PRM) certification may be beneficial
• Thorough understanding of the business or organization's goals and values
• Computer, data entry and MS Office skills
• Excellent communication skills, both written and spoken
• Ability to handle private, sensitive, confidential information appropriately
• You pay strong attention to detail and organization
• Strong working knowledge of risk management and previous experience working with risk (i.e. risk assistant or risk analyst)
• Solid research skills using the internet and first-person interviews
  Experience working with insurance policies

Responsibilities:

• Develop & conceptualise creative ideas for 360 degrees advertising & communications campaigns across platforms. From TV commercials, digital/performance ads, audio, up to out of home media. He/she will also help the brand team to develop ideas for on ground activations.
• Crafting creative work through strong copywriting, narratives & script writing both for brand & marketing campaigns (performance ads, etc).
• Develop, supervise & execute effective content strategies & materials along with the social media team.
• Supervise all production processes including content videos & audio, to ensure the execution meets the mark and in line with JULO Brand guidelines.
• Assist organic team on creating engaging copywriting for newsletter & push notifications.
• Teamwork with the marketing creative team to make sure deliverables are on time and on brief.

Minimum Requirements:

• Min 5 years of experience in above the line advertising agency & digital.
• Experience with 360 campaign ideas: TV commercial & print ads & below the line, digital & up to out of home media such as billboard, etc.
• Experience in content creation or marketing campaigns & good at developing strategies that can lead the social media team to implement them effectively.
• Experience in digital marketing (performance ads, etc), understanding in digital strategic and social media content planning.
• Ability to independently translate briefs from creative directors into ideas & execute them into strong copywritings.
• Strategic understanding of a brand. Comprehends and understands brand continuity, tonality & guidelines and brand positioning.
• Can bring fresh, bold & fun creative ideas that can engage digital audiences.
• Can peer-review creative work from the wider team and give clear and concise direction.
• Has leadership abilities, but also can collaborate with the team to brainstorm and produce ideas.
• An observer & storyteller who has hunger, curiosity & passion for exploring ideas & trends.
• Avid social media user. 

Responsibilities:

• Lead technical projects end-to-end: planning, establishing process, tracking, breakdown of tasks, technical design, POC, RCA analysis, getting tech proposals approved, requesting engineers to help, socializing, implementation, testing, ensuring monitoring in-place, and documenting.
• Analyze and systematically approach complicated bugs reported and absorb complex domain knowledge quickly, always coming up with practical short term fixes and long term solutions that few engineers can to improve critical systems.
• Include security, maintainability, reusability, and testability when developing software solutions and code reviewing.
• Factor Linux/Unix OS system internals, data storage, computing resources, software configurations in the produced software architecture.
• Not a tech lead with members, but inspire other engineers by applying and tailoring software development concepts and best practices in your code.
• Work closely with other JULO engineers, products, data engineers, data scientists, operations.

Minimum Requirements:

• Engineering/Computer/IT degree with 7 years of diverse software industry experience and teams.
• Practical problem solver, highly analytical, great team player, have excellent work ethic, and have strong belief in gradual small improvements.Can communicate clearly, timely, and professionally with solid English.
• Highly skilled in developing, testing, debugging, and troubleshooting with any of these programming languages: Python, Go, Javascript. Especially for building backend services.
• Highly skilled in developing, testing, debugging, and troubleshooting with any of these tools: Git, Git hooks, unit test frameworks, CI tools like CircleCI, Docker containers, - GitOps, monitoring tools like Prometheus, APM tools like Datadog, log aggregators like Elasticsearch & Kibana, provisioning tools like Ansible and Shell.
• Highly skilled in designing complex real world database structures and storing, managing, and analyzing large amounts of data in SQL.
• Highly skilled in all kinds of development tools that bring source code in a text file to running code in production.
• Experience in agile development processes and applications such as Jira.

Responsibilities:

• Develop & conceptualise creative ideas for 360 degrees advertising & communications campaigns across platforms. From TV commercials, digital/performance ads, audio, up to out of home media. He/she will also help the brand team to develop ideas for on ground activations.
• Crafting creative work through strong copywriting, narratives & script writing both for brand & marketing campaigns (performance ads, etc).
• Develop, supervise & execute effective content strategies & materials along with the social media team.Supervise all production processes including content videos & audio, to ensure the execution meets the mark and in line with JULO Brand guidelines.
• Assist organic team on creating engaging copywriting for newsletter & push notifications.
• Teamwork with the marketing creative team to make sure deliverables are on time and on brief.

Minimum Requirements:

• Experience working with data modeling tools like DBT, Looker, Holistics, or equivalent
• Experience working with task scheduling tools like Airflow, Prefect, or equivalent
• Understands and practices engineering best practices: e.g. version control, testing, DRY

Responsibilities:

• Assisting Data Scientists in planning, developing, and deploying machine learning models and advanced analytics solutions to solve a wide array of business problems
• Provide assistance in managing & bridging data processing needed for modeling to be as effective and efficient as possible
• Continuously improve the data flow of our models, and monitor model performance in production systems closely.
• Tackle complex problems requiring a creative mindset to find innovative and elegant solutions
• Develop a culture of highly reproducible work, attention to detail, quality of work, and getting solutions to production quickly

 Minimum Requirements:

• Min. 3 years of experience within DS/ML practice
• Experienced with Cloud Infra, Python, SQL, Airflow, MLflow, FiSt feature store (cust flow) is a plus
• Preferably coming from either DS or DE background with a complex understanding of building ML Ops infrastructure
• Plus point if candidate has Credit Scoring/Risk Modeling experience

Responsibilities:

• Manually identify and report bugs early.
• Fully understand all of product requirements and technical implementations of all of JULO’s apps, services, and tools.
• Report bugs clearly with all the relevant information to make it easier to fix.
• Maintain test cases such that they have good test coverage, informative, and easy to execute.
• Analyze and systematically approach bugs reported, always coming up with practical short term and long term process improvements to avoid them.
• Create test cases, execute them, then do the regression.
• Identify things that can go wrong early but also be eager to investigate bugs reported in production.
• Work closely with other JULO engineers, products, data scientists, operations. 

Minimum Requirements:

• Engineering/Computer/IT degree with 4 years of diverse software development experience and teams.
• Pay attention to detail, expect high quality, and care about user experience.
• Have deep knowledge on web services and mobile applications.
• Have a basic understanding about API (Application programming Interface) along with methods which are used to manipulate its resources,such as Reading(GET) , Creating(Post) etc.
• Have brief knowledge about database concepts which involves validation with UI or Backend components and good hands-on for SQL as query language.
• Great team player, have excellent work ethics, and have solid technical communication skills (Indonesian and English)
• Meticulous in following processes and highly organized.
• Fast adapt, fast learner.
• Have experience in all kinds of development, testing, and deployment tools.
• Experience in agile development processes and tools such as JIRA.

Responsibilities:

• Have Engineering/Computer/IT degree with 4 years of diverse software development experience and teams
• Highly skilled in developing, testing, debugging, and troubleshooting with any programming language, especially Python, Golang, and Node.js
• Great team player, have excellent work ethics, and have solid technical communication skills (Indonesian and English)
• Highly skilled in analyzing and systematically approach requirements, always coming up with practical short term and long term solutions that minimize complexity and maximize value
• Highly skilled in designing and building modular components and services using various suitable tools, services, and applications to transport massive data inflow smoothly
• Highly skilled in designing complex real world database structures and storing, managing, and analyzing large amount of data in SQL
• Highly skilled in including security, maintainability, reusability, and testability when developing software solutions
• Highly skilled in factoring Linux/Unix OS system internals, storage, computing resources, network settings in the produced software solutions
• Highly skilled in all kinds of development tools that brings source code in a text file to running code in production
• Highly skilled in agile development process and applications such as Slack, Trello, etc
• Highly skilled in identifying things that can go wrong early and investigating bugs
• Highly skilled in applying and tailoring software development concepts and best practices
• Highly skilled in automating infrastructure provisioning, configuration, and monitoring

 Minimum Requirements:

•  Have Engineering/Computer/IT degree with 4 years of diverse software development experience and teams
• Highly skilled in developing, testing, debugging, and troubleshooting with any programming language, especially Python, Golang, and Node.js
• Great team player, have excellent work ethics, and have solid technical communication skills (Indonesian and English)
• Highly skilled in analyzing and systematically approach requirements, always coming up with practical short term and long term solutions that minimize complexity and maximize value
• Highly skilled in designing and building modular components and services using various suitable tools, services, and applications to transport massive data inflow smoothly
• Highly skilled in designing complex real world database structures and storing, managing, and analyzing large amount of data in SQL
• Highly skilled in including security, maintainability, reusability, and testability when developing software solutions
• Highly skilled in factoring Linux/Unix OS system internals, storage, computing resources, network settings in the produced software solutions
• Highly skilled in all kinds of development tools that brings source code in a text file to running code in production
• Highly skilled in agile development process and applications such as Slack, Trello, etc
• Highly skilled in identifying things that can go wrong early and investigating bugs
• Highly skilled in applying and tailoring software development concepts and best practices
• Highly skilled in automating infrastructure provisioning, configuration, and monitoring

Responsibilities:

• Highly skilled in developing, testing, debugging, and troubleshooting with any of these programming languages: Kotlin, Java.
• Highly skilled in developing, testing, debugging, and troubleshooting with any of these advanced Android development: custom view & fancy layouting, unit tests in Android, MVVM & MVP patterns, async task handling with RxJava or Kotlin Coroutines.
• Highly skilled in debugging and troubleshooting backend services especially API layer and complex real world database structures in SQL.
• Highly skilled in all kinds of development tools that brings source code in a text file to running code in production. Once such tool is Firebase Crashlytics.
• Experience in agile development process and applications such as Jira.\
• Engineering/Computer/IT degree with 3 years of diverse software development experience and teams and 2 years of Android app development.
• Great team player, have excellent work ethics, and have solid technical communication skills in English.

 Minimum Requirements:

• Engineering/Computer/IT degree with 3 years of diverse software development experience and teams and 2 years of Android app development.
• Highly skilled in developing, testing, debugging, and troubleshooting with any of these programming languages: Kotlin, Java.
• Highly skilled in developing, testing, debugging, and troubleshooting with any of these advanced Android development: custom view & fancy layouting, unit tests in Android, MVVM & MVP patterns, async task handling with RxJava or Kotlin Coroutines.
• Highly skilled in debugging and troubleshooting backend services especially API layer and complex real world database structures in SQL.
• Highly skilled in all kinds of development tools that brings source code in a text file to running code in production. Once such tool is Firebase Crashlytics.
• Experience in agile development process and applications such as Jira.
• Great team player, have excellent work ethics, and have solid technical communication skills in English.

Responsibilities:

• Analyze and improve efficiency (Performance), scalability, and stability of JULO’s application relational databases.
• Build, secure, and scale various types of data stores for upcoming new services and applications using both open source and commercial cloud technologies as needed.
• Apply modern engineering methodologies such as infrastructure as code, encrypting sensitive data, and automated tests.
• Provide best practice guidance to the development team with regard to database design and usage.
• Regularly review database schema design of developers for meeting new enhancement requirements.
• Build and execute backup and archival strategies for the databases.
• Build and execute replication, HA and clustering strategies for optimal performance and failover.
• Be accountable and responsible for the owned database systems.
• Regularly monitor and quickly respond to any database related issues both during working hours as well as scheduled on call times.
• Develop simple and complex stored procedures, functions and views to meet enhancement requirements.

 Minimum Requirements:

• Min 5 years of experience designing, building, and scaling RDBMs for large and high throughput OLTP database systems.
• Possess excellent problem solving skills, ability to break down problems and explain complex concepts, strong attention to detail.
• Must be highly skilled in Linux based OS and open source tools.
• Have a great knowledge of SQL and database design skills.
• Have good understanding and knowledge of performance tuning of the queries, database indexing and internals of the databases like PostgreSQL.
• Good knowledge of tooling for close monitoring and alerting of database systems.
• Experience with replication strategies, secure backup and building HA systems with tools like Patroni.
• Deep expertise in Postgresql preferred.
• Have excellent communications skills to be able to articulate the detailed information among team members and also externally to non-technical groups.
• Able to communicate using English both verbally and in writing.
• Experience with other databases (relational, NoSQL, document, graph etc) and database technologies will be a plus.
• Experience with cloud native architecture will be considered a plus.
• Have working experience in developing, testing, debugging, and troubleshooting system-level scripts in Python or Bash.
• Highly skilled in all kinds of infrastructure tools that turns source code in a text file to infrastructure resources in production, including but not limited to: linux, git, ansible, docker, kubernetes, alibaba cloud.
• Highly skilled in working on Linux-based OS and open source IDE.

Responsibilities:

• Manage, audit, and control all access points in all JULO internal systems.
• Propose, plan, and implement access control improvement plans.
• Own the planning and execution of activities in JULO’s Information Security roadmap.
• Improve JULO’s management of data, especially customer PII.
• Lead the analysis, evaluation, implementation, and improvement of security controls both in technical solutions and effective processes when operating applications, cloud and network infrastructures, and tools.
• Ensure internal audits are performed on the access and security of application platforms, cloud and network infrastructures, and tools.
• Provide technical guidance, training, and mentoring to JULOvers working with confidential data, assets, access, and information.
• Keep up with current security vulnerabilities, threats, controls, and technologies and apply them if necessary

 Minimum Requirements:

• Manage, audit, and control all access points in all JULO internal systems.
• Propose, plan, and implement access control improvement plans.
• Own the planning and execution of activities in JULO’s Information Security roadmap.
• Improve JULO’s management of data, especially customer PII.
• Lead the analysis, evaluation, implementation, and improvement of security controls both in technical solutions and effective processes when operating applications, cloud and network infrastructures, and tools.
• Ensure internal audits are performed on the access and security of application platforms, cloud and network infrastructures, and tools.
• Provide technical guidance, training, and mentoring to JULOvers working with confidential data, assets, access, and information.
• Keep up with current security vulnerabilities, threats, controls, and technologies and apply them if necessary.

Responsibilities:

• To make sure QA within the Tribe are following the process and are streamlined with Squad activities as well.
• Planning and assigning appropriate tasks for resources under his/her leadership to ensure the team provides accurate time estimation, monitor progress, and ensure completion and delivery on time.
• Make necessary changes and trade-offs with tribe members along the way to meet the required scope and delivery time.
• Make sure team members are successful in testing, verification, and bug finding activities.
• Follow up for initiatives introduced by QA Lead ,among QA teams that are followed and streamlined.
• Provide support to team members for blockers/concerns and raise it to concerned leads for proper action to be taken.
• Leading scrum events as PIC of QA and raise , negotiate on team’s behalf.
• Involved in testing up to some percentage to help the team reach the estimated timeline.
• Bringing up suggestions to improve the time efficiency for testing and performance.
• Working closely with QA lead and making sure the entire process is followed without compromising on quality.

 Minimum Requirements:

• Practical problem solver, highly analytical, great team player, have excellent work ethic, and have strong care in ensuring product quality as a team.
• Excellent communication with various people (verbal and written)
• Clearly, timely, and professionally
• With technical and non-technical users,
• With leadership roles and individual contributors
• In English and Indonesian.
• Expert in multi-tasking, both in planning, executing, testing thoroughly in issue tracking tools, such as Atlassian and Google Workspace products.
• Have experience in working with a team of developers and PMs at various levels.
• Has successfully led and grown a team of engineers in a tech startup for more than 1 year.
• Has successfully been an engineer hands-on testing large scale applications for more than 5 years.
• Has technical expertise and passion forApplying the Agile practice, the shift-left mindset, and SDLC understanding
• Understanding business domains and finding and reporting flaws and bugs
• Coding and scripting for automating tests, such as Python or Bash
• Using testing technologies on the DB/SQL, API, web browsers, and mobile devices
• Using tools for testing in various levels in the Test Pyramid
• Linux computing fundamentals, especially Ubuntu
• Has Bachelors/Masters degree in Computer Science or related field.

Responsibilities:

• Experimentation and optimizing marketing campaign to optimize business metrics: Experiment with ads/campaign structures on partners such as Google, Facebook and other marketing channels. Adapt to new product features and roll out changes from successful tests
• Identify optimization opportunities / growth, and analyze the impact and effort required.
• Analyze vast numbers of marketing data consist of but not limited to customer data, digital performance, content marketing.
• Reporting, analysis and insights: Building dashboards to track performance, derive insights, understand growth levers and communicate recommendations via presentations to stakeholders
• Research using both past and secondary data to find opportunities or growth within the industry.
• Design, monitor and implement experiments.
• Make data-driven recommendations and monitor performance based on recommendations.

 Minimum Requirements:

• Bachelor's degree in any field which requires data analytics and logical thinking.
• At least 2 years of working experience in marketing analytics or related fields.
• Strong analytical and problem-solving skills including ability to independently drive analysis concluding with rationalized recommendations.
• Proficiency in Excel is a must.
• Experience in using SQL
• Good business acumen and familiar with digital marketing data: google, facebook, appsflyer
• Ability to work well with colleagues across different functions.
• Good communication skill, self-driven, love challenges, and enthusiasm to pursue excellence.
• Interest in fintech and high level of curiosity.
• Fluency in both written and spoken in English and Bahasa.

Responsibilities: 

• Leading internal and external project team kickoff
• Determine project requirements, constraints, dependencies, success criteria, and timeline
• Gathering project needs from partner, translating them into stakeholders-ready requirements
• Collaborate closely with cross-functional teams to achieve organisation & project objectives
• Identify potential project risks and recommend risk prevention/mitigating measures
• Provide on-going service consultation support for existing key accounts and ensure customer success
• Track and report project performance based on predefined metrics
• Play a significant role in ensuring testing deliverables against project requirements, ensuring bug-free and smooth Go Live
• Maintain comprehensive project documentation Report and escalate to the stakeholders as needed

Minimum Requirements:

• Having work experience 2-4 years
• Undergraduate from reputable university
• Strong written, verbal communication, presentation, and management skills (both English and Bahasa)
• Strong spreadsheet and analysis skills
• Experience in project handling
• Understand the project life cycle of a software digital nature preferred
• Competent with any project management tools for timeline planning and tracking

Responsibilities:

• Develop deep understanding of JULO’s products
• Use past loan data to optimize business metrics
• Use past collections data to find opportunities to optimize our collections strategy
• Design, implement, and monitor marketing, operations and collections experiments
• Make data driven recommendations and monitor performance based on recommendations
• Work closely with stakeholders and help with creation of reports, dashboards, and monitoring tools

Minimum Requirements:

• Bachelor's degree in any field which requires logically creative thinking
• Proficiency in Excel
• Experience in using SQL
• Strong analytical and problem solving skills including ability to independently drive analysis concluding with rationalized recommendations
• Strong communications skills for both technical and business purposes
• Interest in fintech and high level of curiosity

Responsibilities:

• Analyze data to better understand potential risks, concerns and outcomes of decisions
• Aggregate data from multiple sources to provide a comprehensive assessment
• Create reports, summaries, presentations and process documents to display results
• Collaborate with other team members to effectively analyze and present data
• Develop systems and processes for gathering and storing data for future analytic projects
• Conduct research into potential clients and understand the risks of accepting each one
• Identify economic and financial trends that may present a risk to the company
• Monitor internal and external data points that may affect the risk level of a decision

   Minimum Requirements:

• 1-3 years of experience as an analyst in a similar company or related field
• Demonstrated ability to prioritize tasks and meet daily deadlines for projects
• Strong written and verbal communication skills to inform managers and other stakeholders of results
• Proficiency in Microsoft Excel, Access, Visio and other analysis programs
• Ability to manage multiple projects and programs at the same time to complete work
• Critical thinking skills with the ability to independently solve problems with data
• Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts
• Basic knowledge of programming languages, such as SQL and Python
• Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program

Responsibilities:

• Partner with product teams to advise on product direction, strategy and feature prioritisation
  - Construct product-specific data models based on product needs and business requirements
• Work with the product and engineering teams to ensure that customer journeys are correctly mapped, in-sync with the actual implementation in the app and that front-end product usage monitoring / clickstream events are correctly instrumented.
• Collaborate with Product and Data teams to ensure proper design of A/B experiments, and the monitoring and analysis of new product initiatives/features
• Define core product metrics and develop reporting/self-serve experiences to create consistent and efficient access to these metrics
• Drive management decisions with sound analysis e.g. impact analysis / cost-benefit analysis 

 Minimum Requirements:

• At least 3-years of experience in fast-paced environments.
• A tertiary education in a quantitative discipline.
• Knowledge of SQL, python, airflow and visualisation tools (such as Looker, Google Data Studio etc).
• Ability to translate abstract questions to tangible solutions.
• Good communication skills. Ability to work in a cross-functional team (matrix) with technical and non-technical people.
• Proactive and the ability to manage stakeholder expectations and priority.
• Experienced individual contributor

Responsibilities:

• Leading internal and external project team kickoff
• Determine project requirements, constraints, dependencies, success criteria, and timeline
• Gathering project needs from partner, translating them into stakeholders-ready requirements
• Collaborate closely with cross-functional teams to achieve organization & project objectives
• Identify potential project risks and recommend risk prevention/mitigating measures
• Provide on-going service consultation support for existing key accounts and ensure customer success
• Track and report project performance based on predefined metrics
• Play a significant role in ensuring testing deliverables against project requirements, ensuring bug-free and smooth Go Live
• Maintain comprehensive project documentation Report and escalate to the stakeholders as needed

 Minimum Requirements:

• Having work experience min. 5 years
• Undergraduate from reputable university
• Strong written, verbal communication, presentation, and management skills (both English and Bahasa)
• Strong spreadsheet and analysis skills
• Experience in project handling (Project Management and SDLC)
• Understand the project life cycle of a software digital nature preferred
• Competent with any project management tools for timeline planning and tracking